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Personal Checking


What do you expect from your checking account? Whether you need no-frills checking or an interest-bearing account, MainSource Bank offers the perfect checking alternative for every need, with plenty of extra services to exceed your expectations.

Select Checking

  • Premium Rate of Interest
  • Free Select Checks

  • No Service Charge*

  • Includes:
    • Debit Card
    • Online Banking with Bill Pay**
    • E-statement
    • MainSource Advantage Benefits Package
    • ATM surcharge refund of up to $25 per month
* A balance of $10,000 must be maintained to avoid service fees.
** E-statement required to receive Free Online Bill Pay.

Interest Checking
  • Earns Interest on all Collected Balances
  • Overdraft Protection Offered

  • MainSource Advantage Available*
  • Includes:
    • Debit Card
    • Online Banking with Bill Pay**
    • E-statement
* MainSource Advantage is an additional $5 monthly charge.
** E-statement required to receive Free Online Bill Pay.

Best Friends Checking
  • For our Customers 50 and Better!
  • Earns Interest on all Collected Balances

  • Free Checks
  • MainSource Advantage Available*
  • Overdraft Protection Offered***
  • Includes:
    • Debit Card
    • Online Banking with Bill Pay**
    • E-statement
    • Best Friends Travel Program
* MainSource Advantage is an additional $5 monthly charge.
** E-statement required to receive Free Online Bill Pay.
*** Subject to credit approval.

Free Checking
  • No Monthly Service Fees
  • Includes:
    • Debit Card
    • Online Banking with Bill Pay*
    • E-statement
* E-statement required to receive Free Online Bill Pay.

Student Advantage
  • Designed for Students 18-23 Years of Age
  • No Monthly Service Charge
  • ATM Surcharges Refunded up to $25/month
  • Moved to ATM Advantage upon 24th Birthday
  • Includes:
    • Debit Card
    • Online Banking with Bill Pay*
* E-statement required to receive Free Online Bill Pay.

Fresh Start Checking
  • For Customers looking to rebuild their financial health
  • Includes:
    • Debit Card*
    • Online Banking with Bill Pay**
    • E-statement
* Available after 90 days.
** E-statement required to receive Free Online Bill Pay.

MainSource Advantage Benefits Package
  • Free for Select Checking Customers
  • 0.25% Discount on any Consumer Loan
  • No fee Traveler's Checks, Gift Cards, Cashier's Checks, and Money Orders
  • $10,000 Accidental Death and Dismemberment Insurance
  • Payment Card Protection
  • Lifelock® Inc.
  • Prescription Discounts
  • One Year Free on Safe Deposit Box


Member FDIC

MainSource Bank
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